Actual terms vary by lender. I have owned 11 BMW's over the years, from old e36s, to M3's, M5's, my 2011 335i M Sport is one of my favorite cars, the interior design language is excellent ...

I had a 2011 E90 several years ago with the same N55 ... As a single person, I decided I didn't need a 4X4 Tacoma and a 328i RWD, paying insurance, tabs and maintenance for both.