To qualify for membership, you must be part of one of the following groups: Types of CDs offered by Navy Federal Navy Federal Credit Union has three types of CDs: Standard, EasyStart, and SaveFirst.

Navy Federal pays an even higher rate — 3.95% to 4.70% APY — on the Navy Federal Credit Union EasyStart℠ Certificate. An EasyStart Certificate only requires a $50 deposit (much less than the ...